Forward-thinking businesses and organizations are constantly seeking innovative approaches to reduce lost time and productivity due to employee absence and disability.

While RCM&D is one of the leading insurance brokers in the mid-Atlantic, we also specialize in developing and implementing Integrated Disability & Absence Management Programs. We serve many of the region’s top healthcare entities along with businesses and organizations of all sizes from a variety of industries. 

Decrease Costs – Increase Productivity

RCM&D takes the time to learn about your organizations’ specific needs and budgetary goals.   From there, we work with you to design a customized plan to decrease your disability costs while increasing employee productivity and the overall health of your workforce.

As your consultative partner, RCM&D offers Single Source Intake and Concurrent Tracking for:

- Workers’ Compensation
- Family Medical Leave
- Short-Term Disability
- Long-Term Disability

Top quality Wellness Programs and aggressive Return to Work efforts are other aspects of an integrated approach to disability and absence management RCM&D helps you implement.

Advantages of Integration

Employers who have managed and integrated disability programs save an average of 16% off their current annual disability costs, according to the Integrated Benefits Institute.

Other advantages of RCM&D’s comprehensive, integrated programs include:

- Increased administrative efficiency
- Improved quality of care and case management.
- Reduced duration of disability absence.
- Increased productivity with a renewed focus 
  on early return-to-work.

SISCO - Trusted Third Party Administration

RCM&D’s Self-Insured Services Company, Inc. or SISCO, was created three decades ago to serve the specific needs of our self-insured clients. SISCO also plays a lead role in RCM&D’s Integrated Disability & Absence Management Programs.

Working as a third party administrator, SISCO provides comprehensive claim program management, claim administration and risk control services to those clients which self-insure all or a portion of their exposure to loss. 

SISCO specializes in managing a full range of absence management, workers’ compensation, and employee benefit services for top self-insured and insured employers as well as group self-insurance plans throughout the region.

To learn more about how RCM&D’s Integrated Disability & Absence Management can transform the way you do business, please contact:

Debra Spade                                               
Senior Vice President, Healthcare                 
Healthcare                                                   
410.427.6431                                            
dspade@rcmd.com                                     

Tim Cummons
Senior Vice President
Financial Services  
410.583.5452
tcummons@rcmd.com