Overview
Employee benefits is one of the most important strategic initiatives for any business. With RCM&D you receive a partner capable of achieving both the strategic and tactical aspects of benefit plan administration.

Employee Benefits Strategies
 
We pride ourselves on delivering a strategic approach to benefit administration which encompasses a considered methodology to the issue of rising care costs.  Selecting the most appropriate mix of employee plans will enable you to influence employee behavior, motivate employee morale, and enhance overall workplace satisfaction.  We focus on creating the long-term plan that will deliver the following:
 
·      - Overall options for health and welfare plans
·      - Sound guidance for the administration of eligibility and billing and enrollment
·      - Incentive based wellness programs
·     - Best possible employee contribution strategies, based on benchmarking data
·      - Provide the lowest possible overall cost.

Employee Benefits Tactics
 
Once the appropriate mix of plans has been selected, we will keep you focused on the delivery of your plan. We will work with you to develop the right level of co-pays and deductibles, employee cost sharing, and prescription formularies. Pricing of benefits is a commodity, rather than a competitive advantage. Focusing on just price can be a quick fix to dealing with your rising health care costs, but perhaps there are some underlying issues causing that increase. While we believe we can drive a lower price from vendors and insurance carriers to provide effective day-to-day administration of your employer’s health plan, our expertise will provide you with a long term plan that addresses your specific business needs.

 

For more information about our Insurance services, please contact:
Bryan Mulford
Commercial Lines
410.512.4603
bmulford@rcmd.com
For more information about our Benefits services, please contact:

LeAnn Tobin
Vice President - Employee Benefits Division
410.339.5203
ltobin@rcmd.com